Unemployment Benefits Information

Before any worker can receive unemployment insurance benefits, they must first meet all of the program qualifications.

These benefits from unemployment insurance and monetary. They are intended to replace an out-of-work American’s regular wages while they our looking for new employment.

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Unemployment benefits are funded by the taxes paid by a worker’s former employer, so the amount of benefits can vary depending on each case.

The unemployment insurance program does not provide financial assistance to individuals who have lost their jobs for a reason that was their own fault.

Generally, benefits from the program are only offered to workers who lost their jobs due to business reasons such as company layoffs or closure.

Unlike other financial benefit programs, the amount a participant can receive is not based on their financial need. Instead, they are based on other factors such as taxes paid, salary earned and amount of time employed.

Furthermore, unemployment benefits are only provided for a limited amount of time and beneficiaries must actively be seeking employment.

Who qualifies for unemployment benefits?

In order to determine whether or not you are eligible for unemployment benefits, you must first understand the eligibility criteria for the program.

Typically, any worker who lost a job for a reason that was not their fault will be eligible to receive benefits from unemployment insurance.

However, there are a few other program requirements that must be met to satisfy eligibility requirements, and these requirements may vary from state to state.

Being laid off is different from being fired. Workers who were let go and replaced with another employee are usually considered to be fired.

If you were in a situation where you were let go without being replaced, you may qualify for unemployment benefits. For example, if your employer can no longer provide a steady amount of work for you, they may decide to lay you off.

If the company where you work goes out of business, you may also be eligible to receive unemployment insurance.

In any case where an employee is fired through no fault of their own, they can qualify for financial assistance through unemployment insurance.

However, if an employee is fired for misconduct or any other action that is detrimental to a company, they will be ineligible for benefits.

Furthermore, there are a few other circumstances that can make an individual qualify for unemployment insurance.

For example, if an individual is discharged from the military under specific circumstances including a leave of absence, labor dispute or a strike, he or she may qualify for unemployment insurance.

Learn About the Unemployment Insurance Requirements

The U.S. Department of Labor has established some federal guidelines on how the unemployment insurance program should be run, but each individual state agency can establish their own specific eligibility requirements.

Applicants must satisfy all of the eligibility criteria set up in the state of their previous employer. In order to qualify, they must comply with the following requirements:

  • The employee must have earned enough in their base employment period.
  • An applicant must be legally permitted to work in the United States (especially vital for non-citizens).
  • An employee must not have lost employment or had a reduction in their work hours due to any fault of their own.
  • Anyone participating in the unemployment insurance program must be pursuing new employment on a daily basis.
  • Program participants must not turn down work, unless it is for a valid reason.
  • Beneficiaries must be available to work as soon as possible if they are offered a position that they are qualified to work.
  • Applicants must not be convicted or incarcerated or they will forfeit their unemployment benefits.
  • Program members must meet weekly requirements such as being mentally and physically prepared to work.

Note: Your unemployment benefits will be determined based on your gross wages that you received during your base period of work.

Your base period is your most recent working period. States can choose how long a base period will be, but they can be 12 months, 52 weeks and more.

Unemployment benefit estimates include overtime bonuses, vacation pay commissions and severance pay of out-of-work individuals.